Davis Financial Solutions in Oklahoma City: Fee-Based Business Planning for Closely Held Companies

Davis Financial Solutions is a fee-based consulting firm in Oklahoma City that works primarily with owners of closely held businesses and high-net-worth individuals on financial strategy, tax efficiency, and succession planning. Rather than earning commissions on products sold, the firm charges directly for planning work, which aligns its advice with client interests instead of product incentives. The approach appeals to business owners who want advice untethered from investment sales pressure and to clients with complex tax or ownership transition situations.

What the firm actually does

Davis Financial Solutions operates as an independent consulting practice, not a registered investment advisor offering discretionary portfolio management. The firm's core work centers on three areas: business financial strategy (cash flow optimization, working capital structure, debt management for owner-operators), tax planning coordinated with accounting work, and ownership transition planning for founders preparing to sell, pass a business to family, or restructure equity. The firm also advises high-net-worth individuals on concentrated stock positions and diversification strategy. This positioning means the firm does not manage investment accounts directly and does not compete with full-service wealth management firms; instead, it fills a gap for owners who need planning expertise without surrendering control of their investments or needing a broker relationship.

Services and pricing structure

The firm works on a fee basis, typically charging either flat fees for defined projects (such as a succession plan or tax strategy memo) or hourly rates for ongoing advisory work. Specific pricing is not published online and varies by project scope. A first engagement to develop a comprehensive business succession plan for a mid-market owner typically ranges from $5,000 to $15,000, depending on business complexity and family dynamics involved; verify current rates with the firm directly. Hourly advisory work is generally billed in the $250 to $400 per hour range for partner-level consultants, again subject to change and project structure. The firm does not charge retainers in the traditional sense but will establish standing advisory relationships where clients pay for time used, often with an agreed monthly budget or quarterly commitment. This differs from monthly retainer models common in marketing or HR consulting, where a fixed fee covers unlimited access; here, you pay for hours consumed, and the firm estimates likely usage before you commit.

How it compares to other Oklahoma City consulting options

Oklahoma City has several consulting firms serving business owners, but they often cluster into two categories: large national firms with local offices (Deloitte, BDO) and smaller practices focused on a single discipline like accounting or HR. Davis Financial Solutions occupies the middle ground: larger than a solo practitioner but smaller and more specialized than a Big Four office. Relative to national firms, Davis is more accessible for mid-market owners ($5 million to $50 million revenue) who find national firms' minimum engagement sizes prohibitive and whose complexity does not require dozens of specialists. Relative to a local CPA firm (such as those found through the Oklahoma Society of CPAs directory), Davis focuses specifically on owner transitions and business valuation rather than ongoing bookkeeping or tax compliance; if your primary need is year-round tax preparation and compliance, a CPA firm is typically the first call, and Davis works alongside it to handle planning. Choose Davis if succession planning, business valuation, or tax strategy for a closely held business is your central need and you want independent analysis. Choose a CPA firm if you need compliance and bookkeeping as your foundation. Choose a national firm only if your business structure or deal size ($100+ million) justifies their overhead.

Who this suits and does not suit

The firm is well-suited to business founders in their 50s and 60s who own profitable companies and are thinking about transition timing, tax efficiency, and family wealth transfer. It also works well for executives with significant equity compensation or restricted stock from public companies seeking to understand concentrated-position risk. The firm does not serve startups needing general business plan feedback or funding strategy (not its expertise), small sole proprietorships with simple tax situations (overkill and expense), or entrepreneurs seeking operational consulting on sales, marketing, or product. It is not a substitute for a licensed attorney in estate planning or business formation, though the firm frequently coordinates with law firms on these matters.

What to expect on a first visit

Initial conversations are typically exploratory calls or meetings where you describe the business, current ownership structure, and the specific question or transition you are thinking through. The firm will ask about your timeline, current advisors (accountant, attorney, insurance broker), and what success looks like for you. From there, the firm proposes a scope and fee for a planning engagement, often starting with a discovery or planning phase that produces a written strategy memo or formal plan. There is no pressure to commit to ongoing work; many clients work with the firm for a specific project and return when a new trigger event (a buyout offer, a key personnel change, tax law shifts) creates a new need.

Hours, location, and contact

Verify current hours and office location by calling or visiting the firm's website, as professional service practices sometimes adjust meeting availability by appointment. The firm is based in Oklahoma City proper, not in suburban office parks, which typically reduces travel time for downtown- or midtown-based business owners.

Davis Financial Solutions fills a legitimate gap for Oklahoma City business owners who need planning expertise independent of product sales and investment management. Its fee-based model and specialization in ownership transitions make it a meaningful alternative to both national consulting firms and full-service brokerage relationships.