Gotcha Covered Property Solutions in Oklahoma City: Storm Damage and Full Roof Replacement

Gotcha Covered Property Solutions is a residential roofing contractor in Oklahoma City that handles full roof replacements, storm damage assessment and repair, and insurance claim documentation. The company focuses on hail and wind damage, common concerns in central Oklahoma where spring storms regularly produce roofs requiring replacement. They work on asphalt shingles, architectural shingles, and metal roofing systems for single-family homes and small multifamily properties.

What Gotcha Covered Property Solutions actually is

Gotcha Covered operates as a licensed general contractor (not a general contractor masquerading as a roofer) and carries general liability and workers compensation insurance. They conduct free roof inspections and can issue a detailed estimate that homeowners can submit to their insurance carrier. The business specializes in the overlap between storm damage claims and roof replacement, meaning they understand how to document damage in ways that insurers expect and can often work with the adjuster process rather than against it. For homeowners without obvious storm damage, they also handle standard roof replacements due to age or wear.

Materials, warranties, and licensing

Gotcha Covered works primarily with architectural asphalt shingles, which are the middle-ground choice in Oklahoma: more durable than 3-tab shingles and less expensive than metal. Most asphalt shingle installations come with a manufacturer's warranty of 20 to 30 years (depending on the brand and shingle class), though labor warranty from the contractor typically runs 5 to 10 years. Metal roofing costs roughly 40 to 60 percent more than architectural shingles but lasts 40 to 50 years and handles wind and hail better. Verify the specific warranty terms in your written estimate before signing; they vary by material and installer.

Oklahoma requires roofing contractors to hold a general contractor license through the Construction Industries Board. Ask for the license number and confirm it before hiring. General liability insurance is standard for any Oklahoma roofing business; workers compensation is required if they have employees. If a contractor cannot produce proof of both, do not hire them.

Inspection and estimate process

The inspection usually takes 30 to 60 minutes. The contractor walks the roof (or uses binoculars if the roof is steep or weather is unsafe), checks for missing shingles, granule loss, flashing damage, sagging, and signs of previous water entry in the attic or upper ceiling. They document findings with photos and measurements. A written estimate breaks down materials (shingles, underlayment, flashing, gutters if included), labor, disposal of old shingles, and any necessary structural repairs. For storm damage claims, they note the likely cause (hail size if reported, wind direction, impact patterns) so your insurance adjuster has context.

Estimates are free; there is no diagnostic fee. Turnaround on a detailed written estimate is usually 2 to 5 business days after the inspection.

How Gotcha Covered compares to other Oklahoma City roofing options

Gotcha Covered emphasizes insurance claim navigation, which sets it apart from smaller, cash-only roofers who may have lower overhead but no experience handling adjuster communication or documentation. Larger national chains like Owens Corning Roofing or local branches of Home Depot's roofing service often have quicker scheduling but less personalized attention to claim details. Local independent roofers (found through the Better Business Bureau or Oklahoma Roofing Contractors Association) may offer competitive pricing on straightforward replacements but often lack the administrative infrastructure for claim processing.

Choose Gotcha Covered if your roof has storm damage and you want help navigating an insurance claim. Choose a smaller independent roofer if you are paying cash and want the lowest labor price on a standard replacement. Choose a national chain if you need the work done urgently and have minimal flexibility on timing.

Who it suits and who it does not suit

This contractor is a fit for homeowners whose insurance may cover some or all of the roof replacement cost and who want professional documentation to strengthen the claim. It also suits those who have noticed roof damage after a storm and are unsure whether their policy covers it. It is less ideal for homeowners who want the absolute lowest price (insurance-ready contractors typically charge more than basic roofers), or for those with metal roofing systems needing specialty work (many general roofers do asphalt only).

What the first visit involves

Call or use their website contact form to request a free inspection. Provide your address, preferred inspection dates, and a brief note about the reason (storm damage, age, visible leak). A representative will confirm a time, usually within 3 to 7 days. The inspector arrives, walks the roof, takes photos, and asks about any water stains or previous repairs. They then send a written estimate via email or mail. If you decide to move forward, Gotcha Covered handles scheduling the actual work, which typically takes 1 to 3 days depending on roof size and complexity.

Hours and contact

Verify current hours and phone number directly with the company; roofing contractors sometimes adjust scheduling by season. Most operate Monday through Saturday during daylight hours and offer emergency assessment for active leaks.

Gotcha Covered fills the specific niche of storm damage claims and full replacement in Oklahoma City, where spring hail and wind regularly test older roofs.