Cojac Buildings in Oklahoma City: New and Used Mobile Home Dealer with Factory-Direct Pricing

Cojac Buildings operates as a mobile home dealer in Oklahoma City, selling both new and used units with an emphasis on direct-from-manufacturer pricing that undercuts many regional competitors. The business handles sales, financing coordination, and delivery setup for buyers across central Oklahoma.

What Cojac Buildings Actually Is

Cojac Buildings functions as a retail lot dealer rather than a manufacturer. The inventory includes new models ordered from factories and used units acquired through trade-ins and secondary market purchases. Unlike mega-dealers in the Dallas or Tulsa metro areas that operate multiple lots, Cojac runs a single Oklahoma City location focused on serving local buyers without the overhead markup those larger operations carry. The dealer specializes in standard residential mobile homes, not RVs or commercial units.

New vs. Used Stock and Price Range

New mobile homes from Cojac Buildings typically start around $35,000 to $45,000 for single-wide units and $55,000 to $75,000 for double-wide models, depending on square footage and finish level. Used inventory ranges from $12,000 to $40,000 depending on age, condition, and size. Prices shift with wholesale costs and available stock; call for current availability and exact figures rather than relying on outdated listings. The dealer works with multiple financing partners and can arrange loans with rates typically between 6.5% and 9.5% depending on credit and down payment. Cojac does not advertise a specific down payment minimum, but buyers should expect 10% to 20% as standard.

How Cojac Compares to Other Oklahoma City Mobile Home Dealers

Most competing dealers in the Oklahoma City area operate as independent lot operators similar to Cojac, with smaller inventories than chain operations in neighboring metros. Cojac's key distinction is factory-direct ordering capability, meaning a buyer can select a new model and have it built to specification rather than buying only what is in stock. This option typically adds 6 to 10 weeks to delivery but costs 8% to 12% less than buying a floor model. Other local dealers like those along I-35 South near Moore tend to focus on in-stock used units with faster turnaround but less customization flexibility. For buyers prioritizing immediate occupancy and lower initial price, those lots may suit better. For buyers willing to wait for new construction at a lower per-square-foot cost, Cojac's ordering model provides better long-term value.

Services and Delivery

Cojac arranges delivery and setup, including foundation preparation, utility hookup coordination, and permit filing assistance. The dealer does not perform on-site foundation work but connects buyers with local contractors and manages the handoff. Delivery costs vary by distance within Oklahoma and surrounding states; most deliveries to the Oklahoma City metro area fall between $2,500 and $4,000. The dealer also coordinates title transfer and provides standard warranty documentation from the manufacturer.

Who It Suits and Who It Does Not

Cojac works well for first-time mobile home buyers, investors purchasing rental units, and established residents looking to downsize or relocate affordably. The factory-order option appeals to buyers with specific layout or finish preferences who can wait two to three months. It does not suit buyers needing immediate move-in or those seeking high-end luxury finishes; those are better served by larger regional dealers with premium inventory. Buyers purchasing their first home should expect the sales process to take 30 to 45 days from contract to delivery, longer if custom ordering is involved.

First Visit and Sales Process

Walk-in traffic is welcome during business hours. Bring proof of income, identification, and a sense of budget range or desired specifications. Sales staff will show available stock and explain the difference between buying in-stock versus ordering new. Financing pre-approval can happen on-site if documents are ready, though most buyers complete this step after selecting a unit. Expect the initial visit to last 90 minutes to two hours.

Hours, Location, and Logistics

Cojac Buildings operates Monday through Saturday, typically 9 a.m. to 5 p.m., and Sunday 1 p.m. to 5 p.m. (verify current hours by phone, as seasonal adjustments occur). Parking is available on the lot. The location sits on the south side of Oklahoma City, accessible from I-35. Bring a driver's license and proof of insurance if you plan to view units.

Cojac fills a practical niche for Oklahoma City buyers who prioritize affordability and customization over showroom frills, making it a straightforward choice for cost-conscious mobile home purchases in the metro area.